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    Document Summary
    - Report Published -

    Senate Document No. 25
    PUBLICATION YEAR 1998

    Document Title
    Study of High Risk Pools, and Other Related Health Insurance Issues

    Author
    Joint Commission on Health Care

    Enabling Authority
    SJR 337 (1997)

    Executive Summary
    During the past several years, the Joint Commission on Health Care
    has initiated a number of health insurance market reforms to improve the
    availability and affordability of coverage for small groups and individuals.
    In addition, the Joint Commission has conducted a number of health
    insurance studies in recent years in response to study resolutions adopted
    by the General Assembly.

    During 1997, the Joint Commission conducted a major study of how
    the Commonwealth can improve access to health insurance coverage and
    health care services for the indigent and uninsured pursuant to Senate
    Joint Resolution (SJR) 298. As part of this study, several policy options are
    being considered to further reform the health insurance market to make
    coverage more available and affordable for uninsured persons. Another
    health insurance-related study being conducted by the Joint Commission
    in 1997 examines whether health maintenance organizations (HMOs)
    should be required to include a "point-of-service'' option in their HMO
    plan offerings. This study is being conducted pursuant to SJR 297 and
    House Joint Resolution (HJR) 631.